Loan Setu
Get a Quote

PortfoliosHome Loan

Turn Your Dream into reality with Loan Setu India

Up to ₹1 Crore | Flexible Tenure up to 30 Years| Loan up to ₹20 Cr | Transparent Process | Doorstep Assistance

What is a Home Loan?

A Home Loan is a secured loan that allows individuals to finance the purchase, construction, or renovation of a residential property. It is repaid in monthly installments (EMIs) over a flexible tenure and can include fixed or floating interest rates.

Whether you’re buying your first house, renovating your current space, or building an extension for your growing family, LoanSetu India offers smart and flexible Home Loan solutions that fit your life goals.

With access to 55+ leading banks and NBFCs, we make it easier than ever to secure the home loan that’s just right for you—with minimal documentation, fast approvals, and zero stress.

           

.

Home Loan Features

Feature

Details

Loan Amount

Up to ₹20 Crore

Interest Rate

Starting @8.20% p.a.

Loan Tenure

Up to 30 Years

EMI Example

₹748 per ₹1 Lakh (Approx.)

Collateral

Property to be mortgaged

Processing Time

Fast approval & quick disbursal

Top-Up Loan

Up to ₹50 Lakhs

Part-Prepayment & Foreclosure

Available without heavy charges

Balance Transfer

Save more by transferring your existing loan

PMAY (Pradhan Mantri Awas Yojana)

Subsidy benefits available

We Provide

Home Loan For

image

Buy Home

Check
image

Renovate Home

Check
image

Extend Home

Check
03
image

Plot Purchase

Check
image

Empower Women

Check

Free Consultation

    Frequently Asked Questions

    What is a home loan and how does it work?

    A home loan is a secured loan provided by banks or financial institutions to help individuals buy, build, renovate, or extend a home. The loan is repaid over a fixed tenure in monthly EMIs, and the property acts as collateral until the loan is fully repaid.

    How much loan amount can I get through LoanSetu India?

    LoanSetu India can help you secure a home loan of up to ₹20 Crores, depending on your income, credit score, and property value.

    What are the interest rates?

    Home loan interest rates typically start at 8.20% per annum, and can vary depending on the lender, applicant profile, and loan amount.

    What is a top-up loan?

    A top-up loan is an additional loan amount you can borrow over your existing home loan for any personal or business need—without fresh collateral.

    What is the maximum tenure for repayment?

    You can choose a repayment period of up to 30 years, which helps you keep EMIs affordable and suited to your income.

    Is there any benefit under government housing schemes?

    Yes, eligible applicants can benefit from Pradhan Mantri Awas Yojana (PMAY) which offers interest subsidies for first-time homebuyers under specific income categories. .

    Can I transfer my existing home loan to LoanSetu India’s partner banks?

    Absolutely. We offer home loan balance transfer facilities to help you switch to a lender offering a lower interest rate or better terms.

    Is prepayment or foreclosure allowed?

    Yes. LoanSetu India works with lenders who allow part-prepayment and full foreclosure, often without any penalty, especially for floating-rate home loans.

    Apply Loan Now — Get Instant
    Approval

    Check Your Eligibility