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PortfoliosWorking Capital Loan

Power your Business with Reliable capital 

Secured Loan | Low Interest Rates | High Loan Value | Export Financing | Transparent Process

Keep Your Business Running Smoothly

Running a business means managing constant cash flow needs. Whether it’s purchasing raw materials, paying staff, or funding daily operations, Working Capital Loans from LoanSetu India provide the financial support you need—when you need it.

Our secured, property-backed working capital loans offer flexible usage, attractive interest rates, and funding up to 150% of your property’s market value—designed to help your business grow, scale, and operate without interruption.

Working Loan Capital Features

  • Secured Funding with High Loan Value
  • Lowest Market Interest Rates – Repo or LIBOR Linked
  • Minimal Documentation
  •  Support for Export-Oriented Businesses
  •  Short- and Long-Term Capital Options
    Expert Advisory and
  • End-to-End Support

 

We Provide

Working Capital Loan For

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Raw Purchase

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Staff Wages

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Sales Boost

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Production Fund

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Order Finance

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Free Consultation

    Frequently Asked Questions

    What is a Working Capital Loan?

    It’s a loan designed to help businesses manage everyday operational expenses such as payroll, inventory, and marketing.

    How much loan can I get?

    You can get funding up to 150% of the market value of your pledged property, subject to eligibility.

    Who is eligible for a working capital loan?

    MSMEs, startups, exporters, and established businesses with valid documentation and property ownership.

    Can I apply online?

    Absolutely. Fill out the LoanSetu enquiry form, and our team will handle the rest.

    Can I transfer my existing business loan to LoanSetu India for a better deal?

    Absolutely. You can opt for Balance Transfer and enjoy lower interest rates and better terms.

    How many banks can I compare through LoanSetu India?

    We work with 35+ banks and NBFCs. Based on your profile, we shortlist and offer you the 3 best options.

    Is this loan secured or unsecured?

    You can choose a repayment period of up to 30 years, which helps you keep EMIs affordable and suited to your income.

    What is the interest rate?

    Rates are linked to the RBI repo rate and start at just 8.5%. .

    Can I use the funds for export financing?

    Yes, we offer export financing at LIBOR-based rates and support for forex transactions.

    Can startups apply for a business loan?

    Yes, startups with a registered business and valid business plan are eligible for funding, subject to lender criteria.

    Is there a processing fee involved?

    Yes, banks or NBFCs may charge a nominal processing fee, but we ensure it is minimal and disclosed upfront.

    Do you charge any service fees for loan assistance?

    No. Our services are completely free for customers. We don’t charge for consultation or doorstep services.

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