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Power your Business Growth with Loan Setu India 

Flexible Repayment Options|  Maximum Loan Amount |Minimal Documentation|  Quick Disbursal

What is a Business Loan?

A Business Loan is a financial tool designed to help entrepreneurs and business owners meet working capital needs, expand operations, buy equipment, manage inventory, or launch a new startup.

LoanSetu India makes this process simple by offering loans with:

  • ✔️ Quick Approvals

  • ✔️ Minimal Documentation

  • ✔️ Low Processing Fees

  • ✔️ Fixed Interest Rates

  • ✔️ Doorstep Assistance

Business Loan Features

Feature

Details

Loan Amount

₹50,000 to ₹1 Crore

Interest Rate

Starting @15% (Fixed)

Repayment Tenure

Up to 5 Years

Processing Time

Quick Approval & Disbursal

Documentation

Minimal & Simple

Top-Up Loans

Up to ₹50 Lakhs Available

Balance Transfer

Reduce EMI with our transfer plan

.

We Provide

Business Loan For

Free Consultation

    Frequently Asked Questions

    What’s the interest rate applicable on business loans?

    Interest rates start from 15% per annum and may vary depending on the lender and your credit profile.

    Do I need to provide collateral for a business loan?

    We offer both secured and unsecured business loans. Unsecured loans don't require collateral but depend heavily on creditworthiness.

    What are the interest rates?

    Home loan interest rates typically start at 8.20% per annum, and can vary depending on the lender, applicant profile, and loan amount.

    What is the tenure of a business loan?

    Loan tenure ranges from 12 months to 30 years, depending on the type of loan and bank policy.

    Can I transfer my existing business loan to LoanSetu India for a better deal?

    Absolutely. You can opt for Balance Transfer and enjoy lower interest rates and better terms.

    How many banks can I compare through LoanSetu India?

    We work with 35+ banks and NBFCs. Based on your profile, we shortlist and offer you the 3 best options.

    What is the maximum tenure for repayment?

    You can choose a repayment period of up to 30 years, which helps you keep EMIs affordable and suited to your income.

    How soon can I get the loan amount disbursed?

    Once documents are submitted and verified, loans are typically disbursed within 3 to 7 working days. .

    Can I transfer my existing home loan to LoanSetu India’s partner banks?

    Absolutely. We offer home loan balance transfer facilities to help you switch to a lender offering a lower interest rate or better terms.

    Can startups apply for a business loan?

    Yes, startups with a registered business and valid business plan are eligible for funding, subject to lender criteria.

    Is there a processing fee involved?

    Yes, banks or NBFCs may charge a nominal processing fee, but we ensure it is minimal and disclosed upfront.

    Do you charge any service fees for loan assistance?

    No. Our services are completely free for customers. We don’t charge for consultation or doorstep services.

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