Unlock the True Potential of your property
Loan Amount up to ₹25 Crores | Low Interest Starting @ 8.50% | Tenure up to 25 Years | Zero Prepayment Charges | Doorstep Service
Need a large loan for business expansion, medical emergencies, weddings, or higher education? A Loan Against Property (LAP) from LoanSetu India helps you raise high-value funds by leveraging the value of your residential or commercial property—without selling it.
This secured loan offers the freedom to use funds for any purpose, along with affordable EMIs, flexible tenure, and maximum loan amounts tailored to your needs.
It’s a secured loan where you pledge residential or commercial property as collateral to raise funds for personal or business needs.
We offer both secured and unsecured business loans. Unsecured loans don't require collateral but depend heavily on creditworthiness.
You can choose a repayment period of up to 25 years.
Absolutely. Both salaried and self-employed individuals are eligible.
No. You retain ownership. The property is only used as collateral.
Yes. LAP offers complete end-use flexibility—business, personal, education, medical, etc.
Loan amounts range from ₹5 Lakhs to ₹25 Crores, depending on your property's value and income profile.
Once documents are submitted and verified, loans are typically disbursed within 3 to 7 working days. .
Rates start at just 8.50%, depending on your credit score and property type.
No, part-prepayment is completely free with most of our lending partners.
With complete documents, you can get approval and disbursal in as little as 7–10 working days.
You can pledge residential, commercial, or even rented properties—subject to legal and valuation checks.
